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We, Insight Insurance Brokers Limited act as a Broker between you, the consumer, and the product provider with whom we place your business.

The background

Pursuant to provision 4.58A of the Central Bank of Ireland’s September 2019 Addendum to the Consumer Protection Code, all Brokers, must make available in their public offices, or on their website if they have one, a summary of the details of all arrangements for any fee, commission, other reward or remuneration provided to the Broker which it has agreed with its product producers.

What is commission?

For the purpose of this document, the commission is the payment earned by the Broker for work undertaken on behalf of both the provider and the consumer. The amount of commission is generally directly related to the quantity or value of the products sold.

There are different types of commission models:

Single commission model: where payment is made to the Broker shortly after the sale is completed and is based on a percentage of the premium paid/amount invested/amount borrowed.
Indemnity commission Indemnity commission is the term used to describe a commission payment made before the commission is deemed to be ‘earned’. Indemnity commission may be subject to a clawback (see below) if the consumer lapses or cancels the product before the commission is deemed to be earned.

Other forms of indemnity commission are advances of commission for future sales granted to Brokers in order to assist with set-up costs or business development.

General insurance products

General insurance products, such as motor, home, travel, health, retail, or liability insurance, are typically subject to a single or standard commission model, based on the amount of premium charged for the insurance product.

Profit Share arrangements

In some cases, the Broker may be a party to a profit-share arrangement with a product provider and will earn additional commission. Any business arranged with these product providers on a client’s behalf will be placed with the product provider because that product provider is at the time of placement, the most suitable to meet the client’s requirements, taking all the client’s relevant information, demands, and needs into account.

Investments

Investment firms, which fall within the scope of the S.I. 375 of European Communities (Markets in Financial Instruments) Regulations 2017 (the MiFID Regulations), offer both standard commission and commission models involving initial and recurring commission. Increments may be based on a percentage of the investment management fees, or on the value of the fund.

Clawback

Clawback is an obligation on the Broker to repay unearned commission. Commission can be paid directly after a contract is concluded but is not deemed to be ‘earned’ until after a specified period of time. If the consumer cancels or withdraws from the financial product within the specified time, the Broker must return the commission to the product producer.

Fees

The firm may also be remunerated fees by the product producer such as policy fees, admin fees, or in the case of investment firms, advisory fees. Include arrangements etc

Please Note

The enclosed commission guidance section gives indicative values across every product provider and every product advised whereby a commission or fee is received within our business. This is the maximum our Brokerage will take and is subject to change, in certain cases our Brokerage may take a different remuneration than the enclosed percentages/amounts. This will be disclosed to each client as per the Central Bank Consumer Protection Code regulations, on a client-by-client basis.

Other Fees, Administrative Costs/ Non-Monetary Benefits

The firm may also be in receipt of non-monetary benefits such as:

  • Attendance at product provider seminars
  • Assistance with Advertising/Branding

Further details on the providers we work with, the products we sell, and the maximum commissions available to us are outlined below.

AIG Europe S.A

Travel Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission 
PA/Travel 20%

Professional Indemnity

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission 
PI Rapidcover 22.50 %

Liability

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission 
D&O, Crime, PTL, EPL, Entity Rapidcover (Bus Guard) 20%
PL Rapidcover 17.50%

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission 
Commercial Combined Rapidcover 20%
Excess Rapidcover  22.50%
Marine Rapidcover  20%
Office Rapidcover  20%
Prop Own Rapidcover  20%
Shops Rapidcover  15%

 

Allianz

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Description Commission Rate
Business Policy 15%
Business Policy – CMV 5%
Business Policy – PA 7.50%
Business Policy – PL 7.50%
Combined Home Insurance 15%
Cargo Goods 18.78%
Cargo Liability 18.78%
Engineering Plant 15%
Combined Home Insurance 20%
Personal Lines Household 15%
Hospitality Product 15%
Holiday Home ROI 15%
Pleasure Craft 15%
Broker Household 15%
Combined Liability 10%
Landlord House Insurance 15%
Office 15%
Motor – Own Goods 10%
Broker Motor Product ROI 5%
Property Owner 15%
Combined Property 15%
Fire 15%
Public Liability – MML 5%
Public Liability 10%
Special Risk – EL 6%
Special Risk – PL 10%
Retail 15%
Combined Risks 15%
Motor – Small Fleet UK 5%
Motor – Small Fleet 5%
SME Business Policy 15%
SMP Property Owner 15%
Social Public Liability 10%

 

Aon Insurance Markets Ireland

Home and Contents Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product  Commission
Household Insurance Aviva 12.50%
Household Insurance AXA 20%
Household Insurance Azur Underwriting 25%
Household Insurance Chubb 25%
Household Insurance Hiscox 25%

 

Private Car Commerical Insurance 

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission
Private Car Commerical AIG 5%
Private Car Commerical RSA 5%

 

 ARAG Legal Protection Ltd

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission 
Commercial 15%

 

ARB Underwriting Ltd.

Personal Motor

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission 
Private Car 5%
Motor ARB Ideal 5%

 

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission 
AIG apartment blocks 12.50%
Commercial Combined 15%
Commercial Vehicle 5%
Motor Trade – ARB Motor Trade (COB 150) 7.50%
Motor Trade – ARB Motor Trade (COB 160) 5%
Motor Trade – Commercial Property Motor Trade (Internal) 10%
Commercial Property – JRP Property 15%
Commercial Property – Combined Liability 15%

 

Assess Ireland 

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission
Inspection 15%

 

Aquabroker

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission
Marine Hull -Marine Craft Insurance for Passenger Boat and Marine Service Operators  (Knighthood Europe) 5%
Marine Hull -Yacht policy Beazley Solutions 10%
Marine Hull -Yacht policy Beazley Solutions 5%
Marine Hull -Pleasure Craft Policy Beazley Solutions 10%
Marine Hull- Commercial Beazley Solutions 7.50%
Marine Hull- All Risks Boat Insurance policy Haven Knox Johnson 0%-5%
Marine Hull – Third Party  Haven Knox Johnson 0%-5%
Marine Hull – Commercial Haven Knox Johnson 0%-5%
Floating Home Contents  Haven Knox Johnson 0%-5%
Marine Hull -Leisure policy Blue Aigaion Insurance Solutions SA 0%-5%
Marine Hull – Commerical Plan policy Blue Aigaion Insurance Solutions SA 0%-5%
Trade Blue Aigaion Insurance Solutions SA 7.50%
Marine Trade – Insurance and Risk Management for the Marine Industries Jatco Insurance Brokers PCC Ltd 7.50%
Marine Trade Marine Cargo Jatco Insurance Brokers PCC Ltd 10%
Marine Trade – Marine Combined Zurich Navigators and General 10%
Yachts Zurich Navigators and General 5%
Marine Trade – Marine Combined ARB Europe Ltd 5%

 

Aviva Insurance Ltd.

Personal Motor

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission 
Private Car 16%

 

Home and Contents Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission 
Household 20%

 

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission 
Agri Business 15%
Commercial Motor (MV) 5%
Commercial Motor (MZ) 10%
Contract Works 20%
ENG INS – JC 20%
ENG INS – JF Mixed
ENG INS – JM 20%
ENG INS – JP Mixed
Motor Fleet Insurance Mixed
Marine 18.78%
PACKAGES – AO 16%
PACKAGES – AS 16%
PACKAGES – US 15%
Trademark + 10%

 

AXA Broker

Personal Motor

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission 
Car 5%
Motor Cycle 5%

 

Liability

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission 
Liability Combined 20%

 

Home and Contents Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission 
House 12.50%
Rental 12.50%

 

Commercial

Typically for this product, only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed upon by the client(s).

Product  Commission 
Small Business 22.50%
Employer Liability 6%
Business Combined 22.50%
Farmers 17.50%
Fleet 10%
G.C.V. 10%
SPSV CAR 5%
Bus 5%
Agriculture 5%
Specials 5%

 

Blue Square Underwriting

Typically for this product, only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed upon by the client(s).

Product  Commission
Property Owners 20%
Commercial Combined 17.50%
Retail/Café/Restaurant Package 17.50%
Standalone Liability 15%
CAR – Contractors Allrisk 15%
Marine 15%

 

Brady Underwriting

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product  Commission
Events 10%
Professional Indemnity 20%
Personal Accident 15%
Legal Expenses 10%

 

Broker Solutions Ireland

Home and Contents Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission
Caravan & Camping  Parks 12.50%
Special Type Motor 8%
Agricultural Vehicles  Motor 8%
Horse Box  Motor 8%

 

Catalpa Underwriting Limited

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission
All Products 10%

 

Capital IM 

Personal Lines

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission 
Apartment Owner Zurich 15%
Apartment Renter Zurich 15%
Bespoke Apt. Owner Zurich 15%
Bespoke Apt. Renter Zurich 15%
Holiday Home Zurich 15%
Owner Occupied Zurich 15%
Residential Let Zurich 15%
Owner Occupied Zurich 15%
Residential Let Zurich 15%
Holiday Home Basic Zurich 10%
Holiday Home Zurich 10%
Holiday Home AXA 10%
Homeworker Lloyds Insurance Company S.A. 15%
Homeworker Lloyds Insurance Company S.A. 15%
Mobile Home Lloyds Insurance Company S.A. 10%
Mid Net Worth Lloyds Insurance Company S.A. 15%
Non Standard Construction Lloyds Insurance Company S.A. 10%
Owner Occupied Zurich 15%
Residential Let Zurich 15%
Touring Caravan Lloyds Insurance Company S.A. 10%
Unoccupied PDH Lloyds Insurance Company S.A. 10%
Light Commercial Vehicle RSA 6%

 

Commercial Lines

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Coach (AXA) AXA 10%
Commercial Combined Swiss Re 15%
Commercial Property Swiss Re 17.50%
Construction RSA 12.50%
Construction HDI 10%
Construction Allianz 12.50%
CAR Munich Re Risks Solutions Ireland 15.0%
Cleaning Hiscox 11.25%
Cleaning Axa 12.50%
Electrical Aviva 10%
Employers Liability Sportscover AGCS 0%
Events AXA 10%
Events Hiscox 10%
Exhibition Hiscox 10%
Hiscox (O`Driscoll O`Neill) Hiscox 10%
Legal Expenses ARC Legal 15%
Leisure AXA 10%
Oil Distributors Travelers 10%
Personal Accident Aviva 0%
Personal Accident & Illness Crispin Speers 10%
Personal Accident & Illness (Sports) Crispin Speers 10%
Professional Indemnity HDI 10%
Professional Indemnity Lloyds 10%
Property Canopius 15%
Property Brit 15%
Property Ergo 15%
Property  Ecclesiastical 17.50%
Property HDI 15%
Public Liability Sportscover AGCS 0%
Security Hiscox 12.50%
Security AXA 12.50%
Recruitment Hiscox 12.50%
Recruitment AXA 12.50%
Sports AXA 10%
Sports (Travel) Crispin Speers 10%
Sports  Aviva 12.50%
Petrol Forecourts Property Risk Bishopsgate 10%
Petrol Forecourts Liability Risk Bishopsgate 8.75%

 

Dolmen Insurance Brokers Ltd

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission Rate
Flex 10%
Amethyst 10%
Premier 10%
Homeworks 12.50%
Property Works 12.50%
Unoccupied 10%
Land Liability 10%
Property Owners 15%
Contractors All Risks 12.50%
Directors & Offices 20%
Event Insurance 10%
Dolmen SI Home 15%
Dolmen SI Residential 15%
Professional Indemnity 10%

 

Dual Underwriting Ireland

Personal Motor

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission 
Motor 10%

 

Home and Contents Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission 
Household 20%

 

FBD Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product  Commission
Property 15%
Commercial Combined 15%
Employers Liability Only 6%
Public Liability Only 10%
Public Liability & Employers Liability 10%
Fleet Motor 10%
Private Motor 5%
Commercial Motor 5%
Home 15%
Shell – Incl’s Computer/Marine/Fire/Theft/Accidental Damage/Custom Bonds/Fidelity guarantee/Caravan/Motor Contingency 10%

Fingal Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission
Property Owners Insurance 10%
Apartment Block Insurance 10%
Vacant Buildings Insurance 10%
Special Types Insurance 5%
Contractors All Risks Insurance 10%
Self Build Insurance 10%
Public House Insurance 10%
Private Client Home Insurance 10%
Private Client Car Insurance 5%
Marine, Goods In Transit, Carriers Liability 10%
Small Craft Insurance 5%
Tree Surgeons/ Forestry Liability 10%
ADFT Forestry Equipment 10%
Landscapers Liability 10%
Professional Indemnity 10%

 

Footprint Underwriting

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission 
All Policies 7.5%

 

Hickey Clarke & Langan Ltd.

Home and Contents Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product  Commission 
Home – Owner Occupied 10%
Let property 10%
Holiday home 10%
Unoccupied properties 10%
Mobile home 10%

 

Highgate

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission 
All Policies 15%

 

Hiscox

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission
Professions & Speciality Commercial 17.50%
Household 17.50%
Events 17.50%

 

HSB Engineering

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission
Energy 0.00%
Engineering 17.50%
Equipment Breakdown 17.50%
Other 0.00%
ReSource 0.00%
Terrorism 0.00%
Casualty 0.00%
Computer & Electronics 17.50%
Construction 17.50%

 

HSB Engineering

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product  Commission
Inspection 15%

 

KennCo Underwriting Ltd

Travel Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission 
Travel 20%

 

Professional Indemnity

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission 
Professional Indemnity 15%

 

Personal Motor

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission
Motor (Car/Van) 5%

 

Home and Contents Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission 
Household 15%

 

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission 
Cyber 12.5%
Commercial 15%
Garage Combined 15%
Medical Malpractice 10%
Motor Trade 5%

 

Liberty Insurance

Personal Motor

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product Commission 
Private Car 10%

 

Home and Contents Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission 
Household 20%

 

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission 
Commercial Vehicle 10%

 

Marsh Ireland

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission 
Charities 10%
Electrical Contractors 10%
Sports (not including IPB motor) 10%

 

Lime Insurance 

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission 
All Products Case by Case Basis

 

Marsh  

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission 
Electrical Contractors 10%
Charities 10%
Sports 10%

 

Motorists Insurance Services

No commission received

 

Nordic UK / Penn

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission 
All Products Case by Case Basis

 

OBF Insurance Group 

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission
Mobile Home 10%
Holiday Homes and Non-standard construction 12%
Professional Indemnity Case by Case

 

Optis Citynet

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission 
Self-Build 15%

 

Professional Indemnity

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s)

Product  Commission
Combined Liability 15%
Commercial Combined 15%
Property Owners / Real Estate 17.50%
Pub / Restaurant 15%
Shop / Retail 15%
Professional Indemnity 20%
Self-Build 15%
Couriers / Carriers Liability 15%
Office 15%
Good in Transit 15%
B&B / Guesthouse 15%
Contractors All Risk 15%
Personal Accident 15%
Legal Expenses 15%
Open Market n/a
Motor Fleet n/a

 

Ornella Underwriting 

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product New Business Commission Existing Business Commission
ADF&T 10% 10%
Haulage 5% 5%
Bloodstock 10% 10%
Courier 5% 5%
Commercial Combined 10% 10%
Care Homes Not applicable Not applicable
Commercial Vehicle 5% 5%
Equicover 10% 10%
Engineering Not applicable 15%
Equestrian Liability Not applicable 5%
Fleet 10% 10%
Horsebox 5% 5%
Logistics Combined 10% 10%
Motorsport GIT Not applicable Not applicable
Private Car Evolve 5% 5%
Private Car FlexiCar 5% 5%
Private Car Connect 5% 5%
Special Types 5% 5%
Unmanned Aircraft 7.50% 7.50%

 

Prestige Underwriting Services (Ireland) Limited

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product  Commission
Amtrust Property 14%
Prestige Ireland Motor Trade 7.50%
Prestige Ireland Non Standard 8%
Prestige Ireland Non Standard Private Car 8%
Prestige Ireland Non Standard Private Car EDI 6%
Prestige ROI Coverall 15%

 

Plum Insurance

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission 
Flex, Let, Retreat, Unoccupied & Retreat 20%
Homeworks 15%
Premier & Amethyst 20%

 

PSC Europe

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission
Tree Surgeons Liability 5%

 

Robertson Low

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission
Professional Indemnity 10%
Combined Liability 10%
Legal Expenses 10%
Public Liability 10%
Office All-In 12.50%

 

RSA / Sertus

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product  Commission
RSA Broker Motor 7.50%
Liability Galway 10%
Liability Galway BFI 15%
Household Full Cycle 20%
Product  Commission
Contractors All Risks 15%
Carriers Liability 20%
Cargo 18.80%
Employers Liability 6%
Engineering 15%
Apartments/Block of Flats 15%
Marine 15%
Office 15%
Combined 15%
Public Liability 10%
Property 10%
Shop 15%
Traders 20%
Own Goods 10%
Haulage 7.50%

 

Securus Insurance Ltd

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product  Commission 
D&O (Chubb) 10%
D&O (HCC) 10%
Clinical Trials (Chubb) 10%
Engineering (HSB) 10%
Excess Liability (CNA Hardy) 10%
Excess Liability (Chubb) 10%
HNW Household – Dual 12.50%
HNW Motor – Dual 5%
Marine Cargo (CNA) 10%
Chubb Masterpiece Household 12.50%
Chubb Masterpiece Motor 5%
Professional Indemnity (Chubb) 10%
Professional Indemnity (CNA ) 10%
Professional Indemnity (Citynet/Optis) 0.00%
Professional Indemnity (HCC Intl) 10%
Property Owners (Chubb) 10%
Property Owners (Citynet/Optis) 0%
Vacant Property (Securus/Lloyd’s – online) 15%
Vacant Property (Securus/Lloyd’s – offline) 10%
Property Owners (Scor Syndicate) 10%
PA/Travel (Chubb) 10%
POL – Securus/Lloyd’s – online 15%
POL – Securus/Lloyd’s – offline 10%
Event Cancellation (Chubb) 10%
Cyber Liability (Various) 10%
Commercial Combined (Chubb) 10%
Commercial Combined (Citynet/Optis) 0%
Terrorism Cover (Citynet/Optis) 0%
Kidnap & Ransom (Chubb) 10%


Specialist Underwriting Services Ltd.

Travel Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission 
Travel – Business 10%
Travel – Individual 10%

 

Liability

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission 
Combined Liability 12.50%

 

Commercial

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission 
Chip Safe 15%
Gourmet Safe 15%
Property Owners 15%
Shop Safe 15%
Miscellaneous Safe 15%
Personal Accident/Illness 10%

 

Sweeney Walsh & Associates

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission
Equestrian Combined Liability 0-10%

 

The Underwriting Exchange

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission 
All Products Case by Case Basis

 

Thomond Underwriting Ltd.

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product  Commission
Liability 15%
Material Damage & BI 15%
Property Owners 15%
Personal Accident & Illness 15%
Contractors All Risks (GAII) 15%
Contractors All Risk (ATE Ltd) 15%
Professional indemnity 12.50%
Cyber 12.50%

 

Travelers Insurance Ireland

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Package Standalone
Motor Fleet 5.00% 5.00%
Motor Trade Road Risks 5.00% 5.00%
Property Covers 15.00% 15.00%
Employers Liability 15.00% 6.00%
Public Liability 15.00% 10.00%
Technology E&O and Cyber Liabilities 20.00% 20.00%
Management Liability Package 17.50% 17.50%
Package Policies include:
Product Description Product Prefix
Automotive Ireland ATI
Custom Markets – Ireland CMS
GENERAL Ireland GEN
International – Ireland IRI
Ireland – Private Medical IPH
Ireland Educare Product IEP
Medical Supplies Insurance MSI
Technology Ireland TSI
Management Liability WRP

 

Tysers Underwriting

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product  Commission
Carriers Liability 18.775%
Marine Cargo 18.775%
Trailers & Containers 15%

 

Wrightway Underwriting Ltd.

Typically for this product only an annualised commission or fee is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product  Commission 
ADF&T 10.00%
Special Types 5.00%
Trailer ADF&T 10.00%
Breakdown Assistance 5.00%
Carriers Liability 10.00%
Engineering Inspection 15.00%
Haulage Fleet 10.00%
House 17.50%
Haulage Property 8.00%
House 17.50%
House 17.50%
House 17.50%
Haulage Liability 8.00%
Trades Liability 12.00%
Mini Fleet 10.00%
Private Car 5.00%
Private Car / Light Commercial Vehicle 5.00%
Haulage Single Vehicle 10.00%
Haulage Single Vehicle 5.00%
Traders Transit 5.00%
Haulage Fleet 5.00%
Multi-Vehicle 5.00%
Haulage Single Vehicle 5.00%

 

Xs Direct 

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission 
All Products 5%

 

Yachtsman Euromarine

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission 
All Products 10%

 

Zurich Insurance Plc.

Travel Insurance

Typically for this product only an annualised commission is paid out. There can be cases whereby an additional admin or service fee is required, which is disclosed and agreed by the client(s).

Product Commission
Annual Travel Policy 15%
Apartment Block Policy 15%
Broker Household 15%
Broker Household DA 20%
Building in the Course of Erection 15%
Combined Caravan/Mobile Home 15%
Combined Property Policy – Business All Risks, Book Debts, Burglary, Glass, Money, Marine Cargo – Imp/Exp & Git 15%
Combined Property Policy -Fire & Additional Perils, Material Damage All Risks, B.I.,  B.I. All Risks 12.5%
Commercial Combined (U.K.) Pol 15%
Commercial Combined Policy 20%
Commercial Liability Policy – EL 6%
Commercial Liability Policy – PL 10%
Commercial Liability Policy – Products 10%
Commercial Motor Vehicle 5%
Commercial Motor Vehicle –  Light 10%
Computer “All Risks” Policy 15%
Contractors “All Risks” Policy 15%
Directors & Officers 20%
Engineering Policy 15%
Farm Fire Policy 12.5%
Farm Policy 15%
Fidelity Policy 15%
Fleet Motor Vehicle 7.5%
Group Personal Accident Policy 15%
Group Personal Accident Travel 15%
Guest House “All In” Policy 15%
Household 20%
Household DA 20%
Legal Expenses 25%
Marine Policy 17.5%
Mini Fleet Vehicle 5%
Miscellaneous Bonds Policy 15%
Motor Traders Combined 5%
Motor Traders Internal Policy 10%
Office Policy 15%
Personal Accident Policy 15%
Personal Accident Road & Rail 15%
Personal Accident Travel Pol. 15%
Private “All Risks” Policy 15%
Private Dwelling House Policy 15%
Private Motor Vehicle 7.5%
Professional Indemnity 20%
Residential Care Home Policy 15%
Shops Policy 15%
Small Craft/ Yacht Policy 15%
Tradestar Office 15%
Tradestar Property Owners 15%
Tradestar Shop 15%
Tradestar-Property Owners 15%
Tradestar and Symbol 20%

 

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